Frequently Asked Questions

Final expenses are the costs that arrive when someone passes away: the funeral or cremation, burial costs, remaining medical bills, and other end-of-life expenses. For most families the total reaches well into five figures, and much of it is due within days.

It is a simple plan that pays a cash benefit to the person you choose — usually a spouse or adult child — when you pass away. Your family can use it for the funeral, the burial, bills, or anything else they need. The benefit goes to your family, not to a funeral home.

Most families choose between $5,000 and $25,000. The right amount depends on the kind of service you want and what other costs you would like covered. A licensed agent can help you do the math in a few minutes.

No — and the difference matters. Money prepaid to a funeral home is usually locked to that funeral home. A burial benefit is paid to your family, so it moves with you if you relocate and covers whatever your family actually needs.

Our plans are designed for people ages 50–85. There are options for nearly every health situation — including guaranteed acceptance plans that have no health exam and no health questions.

No. None of the plans we help families find require a medical exam. Some plans ask a few health questions; guaranteed acceptance plans ask none at all.

You still have options. Guaranteed acceptance plans were created exactly for this situation — acceptance is not based on your health. Your agent will explain how these plans work, including any waiting period, in plain language before you decide anything.

Really. Requesting information is 100% free and carries no obligation of any kind. We have operated that way since 1981.

A licensed agent who specializes in affordable funeral and final expense planning. We call from 1-800-947-0068 — save it in your contacts so you know it is us. Due to high response rates, the call may take up to 72 hours.

We treat your information with care and use it to help with your request, as described in our Privacy Policy. We also verify your phone number so nobody can submit a request in your name.

We are a Family-Owned, BBB A+ rated company that has served families since 1981 — over 100,000 families helped and more than $1 billion in burial benefits delivered. And we never charge you or pressure you to decide.